Financial Independence in 3 Easy Steps:

  1. Figure out how much money you are taking home and subtract the amount you are spending.
  2. Be sure to keep all that surplus money at work, by paying down high interest debt first and then investing the rest.
  3. Once the total value of all your investments reaches 25-30 times your annual spending, paid work is now entirely at your discretion. For life.”

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Did You Know 10,500~ Farmers Commit Suicide Yearly

Sikh Farmer Narendre Modi Operession India Bill passed

Hello World,

I don’t often speak about politics but, I hope you all read world news and are aware of what is happening around the world other than the pandamic.

Farmers are the heart of India and a new bill is being passed to privatize farming. This will mean in the name of free market, farmers will lose their land and corporations will steal the crops. The farmers die every day due to how poorly they are treated, and poor harvesting every single year. They don’t have any other means of income. They don’t know how to do anything else, other than farming.

Imagine telling a 70 year old farmer that their land will be taken away. They don’t have old homes benefit as North Americans. They don’t have any benefits. They will all die due to this new law. All farmers have gathered and are now at Delhi protesting for this bill to be revoked. In return, these old farmers are being tear gassed, water gunned, and brutally attacked by the Indian cops.

I write about money and financial freedom all the time, but what if you had only one skill and you are way past your age of learning and adopting a new skill to survive. Forget that, what if you didn’t have a computer or internet and lived somewhere remote. On top of that, there was a law passed to basically kill you?! This is exactly what is happening.

Politics is dirty! But sometimes we need to be mindful and see what is right from wrong and protest for the RIGHT!

I hope you read into it a bit more and just spread awareness.

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Deberah Ho – Expense Tracker For Free

Hello World,

As you may know from my previous blogs that I talk about personal finance a lot. I am taking you on a journey of bettering my own finances as well as sharing my tips and tricks from my learnings. I share my stock picks and any investment changes I have made.

Many people are not good with their finances is due to a simple reason. They simply don’t track it. They just get a salary, buy whatever they need but, do not keep a track of it from the beginning to the end of the year. Deborah Ho has made it easy for us to track our expenses completely for free now.

Everyone has Google, hence, everyone has Google sheet. How many of you use Google sheets? It’s just like excel, but better because, if you know a bit of the formulas then it can actually provide real time data. However, not everyone is as savvy with formula’s so I am going to leave it at that.

These are just random numbers I put in to show you how this works. All you have to do is plug the numbers from your daily expenses, you can change, update, or add some of the more relevant categories such as rent or mortgage, gas etc. This is on the expense tab.

On the Monthly expense tab you will see the output of what you have entered. For example, over all details of what you are spending each month. Which category you are spending most on, is it entertainment, food, rent?

It’s a neat tool and best of all it’s completely free. You just have to right click, save a copy on your own google drive and enter your expenses every month:

Here is the Link: http://deborahho.com/expense-tracker

Let me know your thoughts!

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When to Monetize Your Blog

Hello World,

There is often the question of when to monetize your blog. The answer is, when you start seeing a 100 visitor traffic per day. That is a good time you can monetize your blog.

Now comes the question of how to monetize your blog and there are 8 different ways that I can think of from on top of my head that I will just list:

  1. Affiliate Marketing
  2. Advertisment
  3. Email Marketing
  4. Selling Books
  5. Selling Courses
  6. Selling digital products
  7. Sell coaching services
  8. Secure sponsorship

Which one are you going to try or at least research about starting today?

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Click Funnels – Sales Journey

Hello World,

Here is something to learn to grow your small business! It’s all about customer journey as we know. Take some time and review your sales funnel with this video and sign up for Click Funnel.

It’s a bit confusing and maybe time consuming but, people earn $10,000 dollars a month with Click Funnels. Even if you don’t take the shot, I want you as my audience to always be aware of the latest sales, marketing, and branding trends. So add this to your watch list,

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Please subscribe to my channel: “How to Change Battery For Dyson V8” on YouTube

Hello World,

This day I really didn’t want to film. It was just one of those days, I didn’t want to do anything but, once I got up, got a bit read (don’t mind the hair)! Once, I started speaking with energy, I genuinely started feeling better.

Along with that I had a feeling fulfillment because, I got something done.

I would love for you to support my journey or my attempt to try to do something different while, pushing myself to learn new things, and getting out of my comfort zone!

Cheers!!