Missed Opportunities

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Hello World,

I use this blogs to share my journey, express and share my knowledge so here goes a story. I wasn’t going to write about this but, recently I was offered to work for a side opportunity. It was a good opportunity and would have been completely side from my real job. I was very excided.

I was approached because, I had the skillset and I am actually really good at coding, data and financial modelling. Here is my link to Fiverr, if you ever require to set up your eccommerce marketing metrics.

Though super excited, I was offered a short period to get this done. I was super busy at work and I wouldn’t have been able to turn this around as other work took priority. I had to let the owner of the ecommerce brand know that I had conflict. Though, if I have had a free day I would have been able to turn the work around easily, that particular day just wasn’t my day.

Even if this wasn’t my fault, I was seriously disappointed and had anxiety as I always like get things done which is given to me. Though, I am someone who always bounces back up. I told myself, although I couldn’t turn the gig around, I had the materials to teach and learn myself from it. The thing that had me excited was that it was something different and I was able to advance my skill for it.

Ah well, there is always next time!

Do you ever feel anxious or had a situation similar to this where you had to turn good opportunities down for priorities in your life?

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Where Are You on the Maslow’s Hierarchy of Needs?

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Hello World,

I was reading a 2021 article regarding conusmer behavior and trends suggest with more people out of jobs with the current pandamic situations, most people will be at the bottom of of the triangle on Maslow’s Hierarchy.

Maslow’s Hierarchy of needs, 1943, shows the pillars of human needs. Humans need to fulfil there basic needs in order to get to comfortable enough to focus on their psychological requirements. Once, that is met, they can move on to self actualization. This is when a person feels fulfil and often start helping others with their needs.

However, all that cannot take place unless you are in control of your life. In order to be in control of your life, you would actually need to meet your basic needs. How does it all relate to business and consumer behavior? With more people out of jobs and low government help, businesses will have a hard time selling. Consumer behavior will slow down. Hence, slow sales meaing businesses would have to shut down.

Now, anser this for me, looking at Maslow’s model above, are you meeting your basic needs? Are you secure – job security/extra money saved up for rainy days? Are you spending less in 2021?

If you are struggling then maybe one of my past blogs on expense tracking and savings will guide you to a better financial status this year: Deberah Ho – Expense Tracker For Free

I want you think about all of this and find where you stand on this model. Please, share your thoughts! I would love to hear you out.

Make sure you follow to put a smile on my face! 🙂

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Meditation and Manifestation For 2021

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Hello World,

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As you all know, I deal with a lot of anxiety. Past year, I have lost a lot of family members. I had to manage work, time, and my emotions all at once. I learned a lot of things that I never knew. However, I didn’t achieve all my goals.

This year, I want to better manage my health along with my personal goals. I want to manifest my goals to ahieve by end of 2021. You should do it too! Start a vision board of all the goals you want to achieve by end of 2021!

Remember, nothing is permanent and their can be a curve ball at any moment of your life. I follow a homeless tiktoker, who inspires me a lot! He has lost everything, but he works minimum wage and it’s his dream to be in the entertainment business. During the last year, he put in hard work to build an audience. That will help him a lot in the industry he wants to be in.

Moral of the story, he didn’t give up. Things can go side ways but, you are not allowed to give up. You are allowed to take time for yourself and reset but, you cannot give up on your journey towards the life you want.

The first change I made in this year is waking up in the morning, making my bed, and sitting infront of my window to meditate. I love the light shining on me while I breathe in slowly in the count of 5 and exhale with my mouth slowly counting to 7. This clears my mind and relieves all the stress I have built up. Eases my tense muscles. Gives me a fresh start to my day!

Thanks for the immense support! HAPPY NEW YEAR and cheers to our best year ever!!

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Norbert’s Gambit – Tranding Strategy

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Hello World,

This is specifically for my Canadians! Have you ever heard of Norbert’s Gambit?

Then you are missing out! I am about to spill some tea on how to save money on foreign exchange fees legally. Norbert’s Gambit is used when you are trading and you want to buy a US stock but you have Canadian dollars. To avoid exchange fees of let’s say 20%, you can just pay $5 to $7 CAD.

Imange you have $10,000 CAD and you want to exchange it to USD, instead of paying a wapping $200 in exchange fees just apply Norbert’s Gambit and you will pay about $10 dollars. I do it all the time.

First, you will in need a brokerage, I would suggest Questrade. Then you would need an account your trading in RRSP or TSFA. I would say, go for your RRSP.

Here are your easy steps:

  1. Then you go to Trading and look up DLR.TO. This is a ETF that tracks CAD currency.
  2. You have to decide how much money you are trading. For example, $2,000 CAD.
  3. Then you have to look at how much DLR.TO is trading at. Currently it is trading at $12.89.
  4. Then you $2,000 divide $12.89 and get the number of share you can purchase. In this case it’s 155.
  5. Make the trade to Market and buy the 155 shares
  6. Call or simply open the chat and ask the representative to Journal your shares in DLR.U.TO
  7. DLR.U.TO is the same etf in USD
  8. After 5 days, you will be able to sell your USD DLR.U.TO and you will have US Dollars to buy your US stocks

YOU SAVED MONEY!

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Rejection – Make it a Habit

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Hello World,

Did you read my title? Yes, make rejection your habit. I know some of you are thinking, what in the world? However, it’s true. There is no life without conflict, pain or rejection.

I made a lot of mistakes in life. A lot of financial and time loses. I have been rejected multiple times from many opportunities. However, I didn’t stop trying. I don’t know how many job interviews and rejection I have faced. So many that it doesn’t even bother me anymore. But when you keep trying and trying, there is always light at the end of the tunnel.

Even when you are facing rejection after rejection, think of it like a blessing! Yes, you are learning, you are getting practice and you are also building resiliancy. The best part is, you are getting better by learning and going through each scenario.

I was told by someone once that I would never make it. I cried, I mean alot! But, I worked on my skills. I worked on my coding skills, I worked on my business skills, and I worked on my management skills. All of which led me to a better position from all the ones I have been rejected from.

So trust me! You never know what life has planned for you. Just do your research and go for it. Shoot your shots! Keep trying and keep learning!

Love always,

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When to Monetize Your Blog

Hello World,

There is often the question of when to monetize your blog. The answer is, when you start seeing a 100 visitor traffic per day. That is a good time you can monetize your blog.

Now comes the question of how to monetize your blog and there are 8 different ways that I can think of from on top of my head that I will just list:

  1. Affiliate Marketing
  2. Advertisment
  3. Email Marketing
  4. Selling Books
  5. Selling Courses
  6. Selling digital products
  7. Sell coaching services
  8. Secure sponsorship

Which one are you going to try or at least research about starting today?

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Click Funnels – Sales Journey

Hello World,

Here is something to learn to grow your small business! It’s all about customer journey as we know. Take some time and review your sales funnel with this video and sign up for Click Funnel.

It’s a bit confusing and maybe time consuming but, people earn $10,000 dollars a month with Click Funnels. Even if you don’t take the shot, I want you as my audience to always be aware of the latest sales, marketing, and branding trends. So add this to your watch list,

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Rakuten – Get Some Money Back

Hello World,

Who knows what Rakuten is? If you don’t then you are throwing away money.

There are two types of people in this world. The ones that are good at saving and are financially savvy, and the others who see a pay cheque come and think they have money to spend. Growing up, I have seen best of those two worlds! My mother use to tell my father to always shop by looking at flyers as we had to be tight on our budget. On the other hand, dad’s logic is, it’s essential so it doesn’t matter if we save or not.

My opinion now, you can assess if the essential can wait a week for it to go on sale or not. Buying bulk on sale would have saved you atleast $3 dollars. Three dollars may not seem a lot but, over time it adds up.

For example, IF you buy a cup of coffee every work day for $3.95 which may not seem ground breaking but in 252 work days * $3.95 equals to almost a $1,000 and more if you are adding lunch, and upgrading the coffee to a starbucks! In other words, if you don’t calculate money in this grandular manner, you are throwing away money.

That’s exactly what many families do! They don’t shop smart. They think, what is going to happen if I spend that extra $10 dollars. It is going to add up over the year! I would suggest, do your research, check your daily flyers. Use your coupons! Take advantage of your credit card points!

I religously use Rakuten now and earn 2.75 to 7% cash back. Some times it covers my taxes or the shipping cost and it’s a great way to save.

It is a completely easy set up. You go click on this link: https://www.rakuten.ca/r/Dlaofficial_?src=Link

  1. Set up an account
  2. Set up your PayPal
  3. Find the store you are shopping from, Amazon, AliExpress, H&M, Walmart, Sportscheck, Dyson and the list is never ending.
  4. Click on the shop now list and it will direct you to the website and once you purchase your cash back will show up within 3 days of your purchase.

Be more mindful with your savings. If you don’t plan it won’t last long.

Please grow with me by following me on my other channels! I love your support and growth!

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Steamer – Amazon Deals

Hey Everyone,

Hand held travelers steamer: https://amzn.to/2zZKrUw

Thought I do another product read on the best Amazon Deals that I am finding. Also, test and work on my organic tractions.

When I was younger, I use to work retail. Fashion retailers keep their clothes looking crisp is NOT by ironing but with steamers.

I bought the exact one. I bought one called Toby from Walmart. Big and bulky! Hard to put together and hard to move around. I loved the idea of having amazing looking clothes all the time, however, I hated the work of putting together the device in order to get the actual result.

Oh and let’s not forget, I spent 100 dollars for Toby the steamer!

So here we are today, older and wiser. This time I am all about investing in experiences and items that will make life easier while being thrifty. I did my Amazon research to find the Steamer, I needed this time and found…https://amzn.to/2zZKrUw

The handy traveler steamer is perfect for the couple of items you need to wear right away. Easy to set up and perfect for the time you are in a hurry.

Let me know your Amazon finds! Share your ideas with me.

https://amzn.to/2zZKrUw

Thank you,

Dla