Want to Become a Data Scientist?

Hello World,

Here are some good resources to learn from for almost free:

https://www.coursera.org/degrees/data-science

https://www.edx.org/course/subject/data-science

http://datasciencemasters.org/

I want you all to be successful! Let me know your goals and let’s create a community!

Twitter: @dilypie

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Took A Little Break Because of Anxiety

Hello World,

My anxiety began when my father passed away. I use to always have anxiety but, not as badly. Anxiety took over the day I knew he will no longer be with us. It started to get worst day after day. I realized I can’t work like this. If I let it take over, I can’t work or focus. That’s when I started listening to podcast and really focused on work.

I opened many doors by only focussing on work. However, still I get some serious anxiety hitting me time to time. That’s when I have to just step away and do things that relaxes my mind. I just relaxed my mind by sleeping early, doing things completely unrelated to work and putting on some good music.

A lot little things triggers my anxiety. Fear of sustainability is one. Fear of not being able to keep up with work is another. Third and a big one is memories of my father, which I can’t control. All of these feelings together does not feel good both physically and mentally. That is when I need to completely disconnect and give myself some time before I can step back into it.

So I hope all of you were staying safe and taking the time to disconnect time to time.

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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Family Obstacles Can Create Anxiety

Hello World,

Has this ever happened to you? Are you career driven but, you live with your family or you have your own family, or you have certain obstacles that just get in the way.

Story time! One of my friends live with her family. It’s a family of five, mom, dad, brother, and sister-in-law and my friend. Recenly, my friend, let’s call her Mary… Mary’s brother got married and now Mary has more family members she has to share her interest with. Her mom and dad was hard enough to deal with but, now she has her brothers family. The entire family is a bit conservative and always checks up on Mary when she is out with her frineds or shopping, etc. Think about it, Mary is past 30 and the family still checks up on her to see what she is doing.

Sounds sweet, because, family should always check up on each other but, when the check in’s become interenece that creates a problem.

Mary’s family interference has always stopped her from progessing in life. You will see many people who are successful, move out very early in there life. I am not saying that should be a goal but, if your family is always in your case then maybe it’s a good thing to draw the line between your passion and your family. In Mary’s case, she is not able to move out. She did not get to excel very far in her career because, her family always stopped her from partaking or pursuing her dreams.

From a conservative families perspective, they are just looking over and protecting their daughter. However, parents should realize that needs to stop at a certain age and kids should learn to take control of their own lives and make their own mistakes.

Mary has developed anxiety from this occurance. The pressure of matching up to everyones expectation at home while, supressing her own desires and goals has led her to develop serious depression. Now she has a part time continuing with work for long periods of time. Mary has to take gaps, take mental health days, and ask to become part time in many instance.

This becomes a stoppage in her life where she can’t earn alot of money because, of her mental health challenges.

Now Mary is a relationship where she finds a bit of peace. She feels like she can get away from her problems and the pressure at home. She doesn’t have to meet so much expectations in this relations. Despite what she feels the relationship is clearly not good for her. The boyfriend is also not ambitious, does not have a stable job, and says she doesn’t see them as a long term couple. She’s just with him because, she’s feels more at peace with him and feels that she will be able to change her mind in the future.

Mary’s thinking is blurred now as she has several problems. One, her family has expectations that she feels she needs to meet. Two, she does not know how to make more money with her career or progess towards success. Making more money will atleast help her become independent. Third, she’s in a really toxic relationship.

Any guidance offered by her friends are just becoming overwhelming for her. She is having a hard time processing over load of information. Her friends are telling her to leave her boyfriend as he is just straying her along. Mary is unable to leave the relationship as that’s the only time she gets to disengage from her family. Mary’s family is pressuring her to get married soon, or keep tabs on when she goes out. The family is also upset and scared of her taking the wrong steps which will hurt her even more. Not being able to make more money is getting in the way of her moving out and finding more balance.

When people have problems from all aspects of life, they need to take a step back and realize that they need to take it one step at a time. If there are several big problems and they are all connected then prioritize your issues and break them down.

In order to make money, Mary has to save money. She has to make some sacrifices to cut down on her expesnes. In order for her parents to understand her point of view, she needs them on her team. Instead of pushing them away, create that bond and spend time with them. That way they will at least be open to hearing her out. When Mary understands that there are clear differences between her boyfriend and her, she should count her losses and just let him go. This all sounds easy from an outside perspective but it’s hard for the victim to comprehend and process.

If you are ever in a situation where you have several problems at once. Do one thing, work on your mindset. Keep your calm and know that everything will turn around. Tackle your problems one by one.

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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Being Afraid of Taking on Risks

Hello World,

I am about to share a story of of my friend. Hopefully this story will help your dilemmas between any risks you are afraid of taking. I want you to be successful and inspire you. I want you to quit making excuses and just go for it.

One of my friend is a teacher. She loves to teach. However, the pandemic had given her some free time to take on something else on her plate. She was actually miserable during this lockdown. She thougth she had nothing going for herself. She often felt stuck.

She lives with a huge family. Living with a big family can give you anxiety at times as there are too many leaders in the same house. Too many people want things done their own way. Too many people have their own opinion. She felt stuck at home too.

She was getting overwhelmed at home as interactions increased at home during the pandamic. One day she thought, she has all this free time, why not put at to use on taking up something creative?! She always wanted to do something creative, but was always afraid of the failure and feedback.

She asked some of her family members to model for her as she shoots some pictures of them. She purchased a cheap camera. She asked her brother and his wife to wear there best caual clothes and did few photoshoots with them. Some at home and some at the park. My friend started to youtube photography techniques and trust me, you might think it’s easy to be a photographer but she was learning like she was in school for photography. She had tons and tons of notes from her youtube research.

After that, she started to post constantly on Instagram. Soon after people started to notice her pictures and started to contact her with photoshoot requests. With each and different styles of photoshoot her skillset improved. She made over $1000 this quarantine just by following her passion.

She absolutely loves it! This has become her passive income stream. She has a lot of people asking for her shoot. She just created a stream of gaining income over the quarantine.

I want you to follow her path and take that risk! Just try it for fun! Turst me the least that can happen is, you will fail. That’s it!

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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What I Currently Invest In

Hello World,

I don’t know why people are often scared of sharing what they are investing in. Yes, don’t give out the actual manufacturer information for the products you are selling for your business. This makes sense because, other people can copy and the demand for your product will slowly become less. However, you are allowed to share things like stocks and real estates or other ideas that everyone can participate.

I believe in a community system. I like to share and learn. That’s the best way of learning for me. No secrets! You have a question then just ask, you will have an answer if I have the answer. You share your learnings and I share mine and we both grow together.

I currently invest in real estate. I look up properties using Redfin or contact various real estate agent to get listings to find properties I can afford.

In addition, I invest in stocks and ETFs. There is a lot of stocks I invest in but, I made the most money on my Tesla stocks as I bought them early while they were low. I also buy a lot of ETF’s as they pay dividends. The strategy here is to keep investing in dividends and over the cours the dividends will become an income. It’s hard to see the impact if you buy on one or two shares of ETF’s. I would suggest taking an ETF like IShare XDIV and investing a $500, or $1000, each month or year, depending on how much you can put aside. The compunt effect will help you earn a lot more dividends as the time goes by.

Thank you for your incredible support!!!

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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Jealous of Others Money – Wrong Perspective

Hello World,

We have all been in situations where you just find your hardship as unfair. It’s unfair that everything bad is happening to you and not others. It’s unfair that this other person is so much more successful while, I am putting in more work. It’s unfair that this other person has so much money to spend and earning so much more than me and the list of self pity goes on…

Don’t lie, we have all been through that self pitty thought. It takes a certain personal growth to say, what they are doing is their journey and I need to just focus on myself to make the same happen for myself. All of my self pitty thoughts I look back and laugh at! “Why is this happening to me thoughts!”

Story time! This was a long time ago. I was always a hard worker and my mind has always been on my growth, both personally and financially. This was back in highschool when I started a job at a restaurant and my monthly salary was hardly 25K. My friend on the other hand landed a job at a bank for 40K. Back then that was a big deal, no highschool student were getting paid that much. I was always very jealous of her success since, I thought I was putting in a lot of work and I want it more than her. As time went by and our salary also went up. Compared to her I had to work three jobs to earn as much she was earning.

I would always compare and put myself down for no reason. I thought I am putting in work too, why isn’t opportunity coming to me just like it did for her. Then I started telling myself that it was my fault and maybe I lacked certain capabilities to advance.

However, no ones situation stays the same. I failed to realize at that given time, her journey was different from mine and I did not need to compare myself to her. Now I earn well above what she earns. Her financial goals is get to my salary level in 5 years. This is because we lead different lives, have different goals, and have different struggles.

Don’t look at people as competition and compare. Think of them as motivation. Look up to people who are working hard and don’t question their wealth but ask yourself what can you do to get to that level.

As always, thank you for all of your support.

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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Up Your Salary – Story Time

Hello World,

We all have financial goals. In order to get to those the first and foremost trick is to getting paid more so you can save and invest and still take care of your investments. Your goal should be to increasing your salary every year. Instead of telling you to upgrade your skills and research on skills that will land you another high paying job or make you more sought after, I will just share a story. I hope this story encourage and motivates you.

I know someone who splurges like no tomorrow. She is eating out at fancy dinners every single day and partying with friends. Just by looking at her social media you would think she is making a waste of her life by spending so much on night outs and expensive products. However, she started off being an accountant analyst at Deloitte, soon she become a senior Deloitte analyst.

She had several accounting jobs in between where she upgraded her skills and picked up on various financial standards that companies to comply with. As you know many companies today quickly need to adapt to the 2020 IFRS standard to avoid legal issues. She adopted these skills set which are desired for most of the multi national companies right now. Soon she became a accounting manager at a large telecommunications company in Canada, which paid her about 90K to 100K.

Within a year of working at that company she networked and went back to Deloitte as a manager and earned 100K to 115K. She stayed with Deloitte for 8 months and then Rakuten picked her up and now she makes 124K per year. She did all this within a span of less than 2 years.

Many of our job situations are dependent on many factors, however, I want this story to motivate you and think about your financial goals. Where do you want to be in the near future with your salary? Are you taking those actions to make the change happen?

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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If You Lost Your Job Tomorrow – Is There A Back Up?

Hello World,

Losing your job is a given anxiety / depression topic. You won’t be happy for some time and you a lot of emotions will be running through your mind. You will cry, you will think about your bills, you will start forecasting your future. All this will happen, even if you had a plan.

However, do you have a plan? If you were to lose one income stream today, what would be your back up plan? Is it simply to look for another job? What if there were limited amount of people hiring for your skillset at this pressing times. Would you have to upgrade your job skills in todays pandamic environment.

Have you given that a thought? I have been jobless for 6 months one time of my life and it wasn’t a great feeling! It was hard to find another job. That’s why I decided that I will try my very best to not be close to that situation ever again. I created some back ups. If I have two streams of income. If one stop of my income sources stops then, I have the peace of mind to say that my other income will cover my mortgage. I have properties for rent, if need be I can sell them. I have stocks, bonds, and shares I have invested over the years I can definitely sell.

The best one out of all those is my back up savings that I don’t touch at all and it’s for my rainy days. I always have that as my security for any uncertain changes in my life. Another, is my investment in my skillset. This gives me leverge in the job market. I am definite that I won’t be waiting the span of 6 months to find a job this time around if that were to happen again.

These are small survival hacks, people never think ahead. Sadly, because when they put in so much hard work and come and browse through social media, every ad that comes their way seems lucrative.

Think about how you will create security for yourself!

POSTS

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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Everything From a Distance is Scary

Hello World,

Isn’t it true, every big stept or “risk” in life is scary. It can be starting your own business, taking up a new degree, investing in stocks, investing in real estate, investing in a new relationship. All of these investements are scary. These are scary because, all of it involves uncertainty. We are all scared of that word, uncertainty. All of these situations above require your time, money, and effort.

Most of the time people just end up not spending the money. The hoard it. This is not bad, it’s just safe. You are just saving which is not helping you in anyway. You are not adding growth to your money when you are simply holding on to what you already have.

Time is another thing people are afraid to invest. They want to spend time doing things they like, or in comfort…nothing wrong with that however, you need to make some time to spend towards your growth as well.

However, some people really don’t have enough time to invest in multiple goals. It could be a working mother who has to come home after work to take care of children or anyone with anxiety who need a lot of gaps before they can focus on their responsibilities. No matter what you are situation is, you need a plan for growth. A single mother may find it hard to curve out that time after maintaining a household and paying all her bills but, it’s just the idea of ownership. Even if it’s staying up late one day to do some research about career change or the stock market… that time needs to be curved out and that change needs to happen.

Making a change is never easy, even harder is starting that change! How many of you wanted to start a business or wanted to start investing in the stock market and never did it? Trust me, you are probably not speaking up now but, that’s the majority of you.

One of the reasons, motivation speakers are all open with free information and courses is because, they know half of you wouldn’t get up and try to start a business or take that risk. However, you will invest in listening to their success stories.

Everyone is afraid of failure. However, we have to all normalize failure. You try something once and it becomes easier the next time as you are more aware of your mistakes. The first try prepares you for what you should be expecting.

So if you have been waiting to start a small project for your own personal growth then please, please, please share with me your goals and get started today!!

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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