What I Currently Invest In

Hello World,

I don’t know why people are often scared of sharing what they are investing in. Yes, don’t give out the actual manufacturer information for the products you are selling for your business. This makes sense because, other people can copy and the demand for your product will slowly become less. However, you are allowed to share things like stocks and real estates or other ideas that everyone can participate.

I believe in a community system. I like to share and learn. That’s the best way of learning for me. No secrets! You have a question then just ask, you will have an answer if I have the answer. You share your learnings and I share mine and we both grow together.

I currently invest in real estate. I look up properties using Redfin or contact various real estate agent to get listings to find properties I can afford.

In addition, I invest in stocks and ETFs. There is a lot of stocks I invest in but, I made the most money on my Tesla stocks as I bought them early while they were low. I also buy a lot of ETF’s as they pay dividends. The strategy here is to keep investing in dividends and over the cours the dividends will become an income. It’s hard to see the impact if you buy on one or two shares of ETF’s. I would suggest taking an ETF like IShare XDIV and investing a $500, or $1000, each month or year, depending on how much you can put aside. The compunt effect will help you earn a lot more dividends as the time goes by.

Thank you for your incredible support!!!

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

Fiverr: https://www.fiverr.com/share/2Q6AdL

YouTube: (Editing is hard! but videos are on the way) Love you guys for suscribing already!

https://www.youtube.com/channel/UC_vnVGqNmp_cb1wT2LJtYEQ?view_as=subscriber

Jealous of Others Money – Wrong Perspective

Hello World,

We have all been in situations where you just find your hardship as unfair. It’s unfair that everything bad is happening to you and not others. It’s unfair that this other person is so much more successful while, I am putting in more work. It’s unfair that this other person has so much money to spend and earning so much more than me and the list of self pity goes on…

Don’t lie, we have all been through that self pitty thought. It takes a certain personal growth to say, what they are doing is their journey and I need to just focus on myself to make the same happen for myself. All of my self pitty thoughts I look back and laugh at! “Why is this happening to me thoughts!”

Story time! This was a long time ago. I was always a hard worker and my mind has always been on my growth, both personally and financially. This was back in highschool when I started a job at a restaurant and my monthly salary was hardly 25K. My friend on the other hand landed a job at a bank for 40K. Back then that was a big deal, no highschool student were getting paid that much. I was always very jealous of her success since, I thought I was putting in a lot of work and I want it more than her. As time went by and our salary also went up. Compared to her I had to work three jobs to earn as much she was earning.

I would always compare and put myself down for no reason. I thought I am putting in work too, why isn’t opportunity coming to me just like it did for her. Then I started telling myself that it was my fault and maybe I lacked certain capabilities to advance.

However, no ones situation stays the same. I failed to realize at that given time, her journey was different from mine and I did not need to compare myself to her. Now I earn well above what she earns. Her financial goals is get to my salary level in 5 years. This is because we lead different lives, have different goals, and have different struggles.

Don’t look at people as competition and compare. Think of them as motivation. Look up to people who are working hard and don’t question their wealth but ask yourself what can you do to get to that level.

As always, thank you for all of your support.

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

Fiverr: https://www.fiverr.com/share/2Q6AdL

YouTube: (Editing is hard! but videos are on the way) Love you guys for suscribing already!

https://www.youtube.com/channel/UC_vnVGqNmp_cb1wT2LJtYEQ?view_as=subscriber

The Plan is Never Available – Takes Risks!

Hello World,

Isn’t it funny, no one wants to be the first one to take the chance? You always want to be the last one to do it unless you know for sure that you are benefiting from the opportunity.

That’s a safe way to do anything in life, right? Don’t get me wrong, you rather be safe. You rather have money in your bank than gamble it all away. However, you want to take calculated risks too. You want to take low to medium level risks so you see a stable growth.

I am surprised that many people don’t invest in anything, let alone RRSP / Roth IRA. Yes, people don’t invest in RRSP’s / ROTH IRA’s, that’s a mistake at this day and age when so much material on financial literacy is available. You want to be putting money away for when you are older and unable to work like you do today. This money will be taxed but, at a lower amount, hence, you are saving money.

People shy away from research and therefore are afraid of the unknown. Some people want a complete investment plan infront of them, before they can invest in stocks. They want a stock pick list and someone telling them which stocks to invest in. Well, hard truth, that will never happen because, the stock market is volalite. The market will go up and down but, you have to buy and hold some long term stocks. That’s why you need to do your own research. I use to find it excrutiating at first too. But as you start researching and buying stocks, you understand the flow.

Some people have a lot of money in their back or enough for a down payment. But, they are afraid of job security. They don’t want to buy the home thinking they won’t be able to to sell it in the future or rent it out. They even think how much the maintenance cost will be. However, before making that assumption, did this person do their research in the area? How much it rents for? How demanding the area is or let alone, talk to a realtor who may have an easy of option of buying the place back if they want to sell it early.

Isn’t it funny, buying a car for instance, is the worst decision in some cases as there are cost saving alternatives available such as bussing, and uber. However, we don’t think as much before purchasing a car. We think about the convinience. But a car is literally a dent in your pocket. There is car insurance, gas and maintenance–in other words, all expenses. Yet, buying a property, which most people are afraid of doing becuase, of the research, legal work, and the assumed risk–returns an income if you sell it and or rent it out.

People live on assumptions. Their assumption create self doubts for them. They want to follow others footstep but fail to seek out a mentor and resources. I think it’s time we change that and start taking some well calculated risks.

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

Fiverr: https://www.fiverr.com/share/2Q6AdL

YouTube: (Editing is hard! but videos are on the way) Love you guys for suscribing already!

https://www.youtube.com/channel/UC_vnVGqNmp_cb1wT2LJtYEQ?view_as=subscriber

Second Wave – Be Prepared For Unemploymeent / Lay offs?

Hello World,

Two day delay but here I am once again! So it’s going to be a hard hit everyone so be prepared.

The economy already went through the first wave and saw a round of lay offs. Lay offs are not plesant. Long back, I was layed off from a position. The compnay was doing “Re-Org” which, basically means they are trying to save cost. At that time, I didn’t have a job for 6 months. Good thing, I wasn’t completely alone. I had family support and a roof to stay.

Looking back, I couldn’t find a job for 6 months because, I lacked experience, I didn’t know where to look, how to properly set up my resume, didn’t know anyone or have any connections, and the last but the main point, it is hard to find a job! You have to keep looking and trying until you land a position because, more than 1,000’s others are also interested and trying their luck on the same position.

Second wave will be a hard hit everyone so be prepared! When I say be prepared, I mean to say, please have a second source of income or at least update your skills.

Friends saying, the purchases of appliances such as fridge has gone up, why? Because, pepole are preparing to stack up for the second wave. My doctor friends and family are stating that they are cutting health care worker hours, just to save cost at this time. Even depressing enough, we are in debt as a country!

$768 billion – According to data from Statistics Canada, net debt (gross debt minus assets) as of March 2019 was approximately CAD$768 billion. With a total GDP of approximately CAD$2.2 trillion, Canada’s overall net-debt/GDP ratio is about 34%.”

This is concerning and depressing as more covid patients are coming in, yet we are cutting cost of health care workers.

So for your own good! I want you to research a skill that will be valued at this time. Save and invest your money. Invest in yourself. I want you to look up different ways of passive income. Try putting up your skills on Fiverr and Skillshare. Try developing a course on Udemy. I want you to have that extra flow of income coming in. It’s not easy but, I want you to atleast try for it. Growth is key!

Thank you for your love and support as usual!

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

Fiverr: https://www.fiverr.com/share/2Q6AdL

YouTube: (Editing is hard! but videos are on the way) Love you guys for suscribing already!

https://www.youtube.com/channel/UC_vnVGqNmp_cb1wT2LJtYEQ?view_as=subscriber

Consistency Brings Growth – This Blog is Your Proof

Hello World,

As you are aware, I write about personal finance, growth, passive income, motivation and anxiety. I have been writing for awhile. Recently, I haven’t been giving up on posting every day. I told myself I will bring consistency to this part of my life, which is you guys!

This is my way of writing about my journey and learnings and help you along the way. I come out with different ways of sharing how to grow your income, how to work on yourself and how to create the “never give up mindset”…

Writing everyday has allowed me to create my own style and create authencity. Now I am on a journey of growth from every angle of my life. I told myself, that before the end of the year, I will try everything that I have dreamt of doing, in order to achieve my growth.

I share multiple ways of earning passing income that I am trying out. I share the difficulites I am facing or the success that is coming with it.

One of my success this year is being consistency with this blog. This blog sees a new height everyday. I see few of you write to you me in your comments and I see you all sharing my blogs and I really appreciate it.

Posting every day has led this blog to grow twice as fast as it was before. When I first started, I had great content but, I wasn’t posting every day. My readers lost forgot that I was there when I took large gaps. However, being consistent this year, led this blog to gain traction and exponential followers. When you being a blog, the few numbers of likes or followers does not make sense. But when you put in effort every day, you really start seeing the compound effect.

I am really, really thankful for you all for the support you have shown me on my growth.

I am trying to achieve the same level of consistency through out my career, life, and all my social media outlets so I can showcase my creativity and help every one my sharing my journey.

Follow me on Twitter: @dilyPie

Follow me on TiKTok: dlaofficial_

I had deactivated my instagram but that’s where I saw the most social growth of more thank 10K followers. This page will be back shortly, stay tuned.

Thank you,

DLA