What I Currently Invest In

Hello World,

I don’t know why people are often scared of sharing what they are investing in. Yes, don’t give out the actual manufacturer information for the products you are selling for your business. This makes sense because, other people can copy and the demand for your product will slowly become less. However, you are allowed to share things like stocks and real estates or other ideas that everyone can participate.

I believe in a community system. I like to share and learn. That’s the best way of learning for me. No secrets! You have a question then just ask, you will have an answer if I have the answer. You share your learnings and I share mine and we both grow together.

I currently invest in real estate. I look up properties using Redfin or contact various real estate agent to get listings to find properties I can afford.

In addition, I invest in stocks and ETFs. There is a lot of stocks I invest in but, I made the most money on my Tesla stocks as I bought them early while they were low. I also buy a lot of ETF’s as they pay dividends. The strategy here is to keep investing in dividends and over the cours the dividends will become an income. It’s hard to see the impact if you buy on one or two shares of ETF’s. I would suggest taking an ETF like IShare XDIV and investing a $500, or $1000, each month or year, depending on how much you can put aside. The compunt effect will help you earn a lot more dividends as the time goes by.

Thank you for your incredible support!!!

Twitter: @dilypie

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The Plan is Never Available – Takes Risks!

Hello World,

Isn’t it funny, no one wants to be the first one to take the chance? You always want to be the last one to do it unless you know for sure that you are benefiting from the opportunity.

That’s a safe way to do anything in life, right? Don’t get me wrong, you rather be safe. You rather have money in your bank than gamble it all away. However, you want to take calculated risks too. You want to take low to medium level risks so you see a stable growth.

I am surprised that many people don’t invest in anything, let alone RRSP / Roth IRA. Yes, people don’t invest in RRSP’s / ROTH IRA’s, that’s a mistake at this day and age when so much material on financial literacy is available. You want to be putting money away for when you are older and unable to work like you do today. This money will be taxed but, at a lower amount, hence, you are saving money.

People shy away from research and therefore are afraid of the unknown. Some people want a complete investment plan infront of them, before they can invest in stocks. They want a stock pick list and someone telling them which stocks to invest in. Well, hard truth, that will never happen because, the stock market is volalite. The market will go up and down but, you have to buy and hold some long term stocks. That’s why you need to do your own research. I use to find it excrutiating at first too. But as you start researching and buying stocks, you understand the flow.

Some people have a lot of money in their back or enough for a down payment. But, they are afraid of job security. They don’t want to buy the home thinking they won’t be able to to sell it in the future or rent it out. They even think how much the maintenance cost will be. However, before making that assumption, did this person do their research in the area? How much it rents for? How demanding the area is or let alone, talk to a realtor who may have an easy of option of buying the place back if they want to sell it early.

Isn’t it funny, buying a car for instance, is the worst decision in some cases as there are cost saving alternatives available such as bussing, and uber. However, we don’t think as much before purchasing a car. We think about the convinience. But a car is literally a dent in your pocket. There is car insurance, gas and maintenance–in other words, all expenses. Yet, buying a property, which most people are afraid of doing becuase, of the research, legal work, and the assumed risk–returns an income if you sell it and or rent it out.

People live on assumptions. Their assumption create self doubts for them. They want to follow others footstep but fail to seek out a mentor and resources. I think it’s time we change that and start taking some well calculated risks.

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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Sustainability – Is Your Job Secure?

Hello World,

Although I had a bunch of masks available to me at home, I ordered another 50 pair. Yes, I started stocking up again just like how I did in the beginning of the pandamic. The numbers are peaking again. Although, the government is being conservative with the shut down, we are not far away from it.

Although this pandamic was the absolute terrible, I had my perks of not having to commute to work, I saved money on commute, I saved money on eating out. I had time to focus on myself and take care of my mental health over all.

But I want you all to think about the ones who has lost their jobs during the pandamic. It wasn’t as pretty for them as they all had to focus on getting another job or changing their career path and skill set. Think about it for it, if you still have a job then you are lucky but, let’s say the second wave it and you were the next to get laid off or fired?!

How much security do you have in your job? Almost zero, and that stands true even if there was no pandamic. Pandamic just makes everything worse, we can all agree on that!

Therefore, we need to upgrade our skills, always be aware of the current trends, and prepare for the future.

I always tell my audience to always, always, always, try to gain another source of income. Yes, not one but, two. One can pay your bills and the other you can re-invest to build wealth. There are some of you who are going to be like, no money can’t buy happiness. Money can’t, and I agree but it does buy you a bit of freedom and comfort to easily have time for what makes you the happiest.

Think about what I wrote, and share your ideas to help others grow!

witter: @dilypie

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Want to Become a Data Scientist?

Hello World, Here are some good resources to learn from for almost free: https://www.coursera.org/degrees/data-science https://www.edx.org/course/subject/data-science http://datasciencemasters.org/ I want you all to be successful! Let me know your goals and let’s create a community! Twitter: @dilypie TikTok: Dlaofficial_ – Check out my latest Niagara falls outing! Fiverr: https://www.fiverr.com/share/2Q6AdL YouTube: (Editing is hard! but videos are on the way) Love you …

Second Wave – Be Prepared For Unemploymeent / Lay offs?

Hello World,

Two day delay but here I am once again! So it’s going to be a hard hit everyone so be prepared.

The economy already went through the first wave and saw a round of lay offs. Lay offs are not plesant. Long back, I was layed off from a position. The compnay was doing “Re-Org” which, basically means they are trying to save cost. At that time, I didn’t have a job for 6 months. Good thing, I wasn’t completely alone. I had family support and a roof to stay.

Looking back, I couldn’t find a job for 6 months because, I lacked experience, I didn’t know where to look, how to properly set up my resume, didn’t know anyone or have any connections, and the last but the main point, it is hard to find a job! You have to keep looking and trying until you land a position because, more than 1,000’s others are also interested and trying their luck on the same position.

Second wave will be a hard hit everyone so be prepared! When I say be prepared, I mean to say, please have a second source of income or at least update your skills.

Friends saying, the purchases of appliances such as fridge has gone up, why? Because, pepole are preparing to stack up for the second wave. My doctor friends and family are stating that they are cutting health care worker hours, just to save cost at this time. Even depressing enough, we are in debt as a country!

$768 billion – According to data from Statistics Canada, net debt (gross debt minus assets) as of March 2019 was approximately CAD$768 billion. With a total GDP of approximately CAD$2.2 trillion, Canada’s overall net-debt/GDP ratio is about 34%.”

This is concerning and depressing as more covid patients are coming in, yet we are cutting cost of health care workers.

So for your own good! I want you to research a skill that will be valued at this time. Save and invest your money. Invest in yourself. I want you to look up different ways of passive income. Try putting up your skills on Fiverr and Skillshare. Try developing a course on Udemy. I want you to have that extra flow of income coming in. It’s not easy but, I want you to atleast try for it. Growth is key!

Thank you for your love and support as usual!

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

Fiverr: https://www.fiverr.com/share/2Q6AdL

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Negative Comments / Feedback Bring You Down?

Hello World,

Honestly, I don’t want to sound like, “I can handle it all!”… I am human. It does bother me. Negative feedback / criticism is impacts me. I think about it, I get anxiety from it. Something I can’t control…

But, what do you do when anxiety hits from a feedback or negative comment? What questions pop into your mind?

You step away from it…

Sustainability! Yes, for me it’s sustainability! Confidence is great! I have a lot of it but, can sometimes someone elses feedback can throw you off. That’s when you start feeling are you good enough?! So how do you shake that are you, “good enough” off? Take a hot shower, completely distract yourself and do something else that you love doing. Take a walk, paint, sing, go do an activity that you love doing. Come back and reflect!

Then come back and start working on the task that you are not so good at! Yes, people will have opinions, feedbacks, their perspective! Take it in, destress, and come back to the given task.

I couldn’t change my anxiety so over time I made any feedback that got to me a little, my strength! I started working towards it. I always try to out perform. Taking on the chanllenge has led me to become more stronger without even knowing it!

So just step away for a bit! de-clutter and come back to it and complete your task while, trying to get better at it!

Thanks for the love guys! I really love the support!

Twitter: https://twitter.com/DilyPie

TikTok: Dlaofficial_

Hold ON – PAY OFF YOUR DEBT FIRST!

Hello World,

You must have heard of that teenager who borrowed money to invest in the stock industry. He was over 100K in debt. He took his own life after due to stress, depression and the fear that he cannot pay the loan off.

Use this link for FIVERR: http://www.fiverr.com/s2/b23d7279dc

Please do not invest with debt on your plate. That’s bad financial advise. Some people can afford to, those some people are multi millionaires. They have financial advisors and know exactly what they are doing. You on the other hand, need to not pay the heavy interest on any loan. Pay it off or work towards paying it off.

Holding a long term credit can hurt you as well. I know you are paying it off but, you have have to always stay in the minimum 50% always paid of the balance you owe, in order for your score to remain “good”.

Now here is way! Learn how to create different income flows. Sell your old items, sell items you make, make youtube create a following, or just create FIVERR and sell your skills.

Few posts ago, I showed you how to create FIVERR. I created a profile myself to show you my journey. I will be documenting my journey on FIVERR: https://t.co/9SL0npiBk8?amp=1

I intend to sell my excel knowledge and dashboard with this gig. What bout you? What will you sell on Fiverr. It’s absolutely free. There is a small commission FIVERR takes when you sell these items.

Once, you create traction and start earning, you can easily pay off your debt with other streams of income and create a great financial strategy.

Get Started one FIVERR: http://www.fiverr.com/s2/b23d7279dc

Please help me grow:

Twitter: DilyPie – https://twitter.com/DilyPie

TikTok: Dlaofficial_

Re-Invest Your Dividends

Hello World,

I always encourage people to become great researchers on my blogs. There is nothing better than searching for the right things and using the correct key words to conduct your research. Google is your best friend! The best resource. These days, learning about anything is easier than ever. I have been seeing a trend called the #smallbusinesscheck where, kids as young as 15 are opening up their own business. This is the time we live in!

So yes, dividends, I hope you invested in stocks that gives you dividends as in makes you money. When you purchase certain stocks, they pay you dividends, same with ETF’s. So do a google search and invest in some today and hold long term. I use to find stocks intemidating, however, as I started learning about more from the vast resource that is available to us, it became easier and easier.

Some of you are just earning the dividends however, I would suggest to make the dividends work for you. There are DRIP programs available in Questrades, Accorn, Wealthsimple etc. The program takes your dividends and re-invest in the stock that earned you the dividend. This will help you grow your potential of earning. This is a great automated process as you do not have to go in and repurchase a stock. All automated!

Please take a look at my other blogs to learn more about business, motivation, and personal finance. It will encourage you to create a good investment portfolio!

Thank you,

TikTok: Dlaofficial_

What Is Your Habit of Success?

Hello World,

Consistency is key! That is why you need to habitualize positive tasks.

But I am curious to learn about habits that make you successful. Believe it or not, mine is as simple as taking a pen and paper and writing everything down. I have to have a pen and notebook with me at all times.

On a zoom call or voicenotes, or some one just share a key insight…yes, you guessed it! I have to write it down.

It’s simple, but it’s a habit and not a bad one. It helps me memorize the detail and embeded in my mind so I can reference it later on.

Another one of my good habits is curiosity. I am curious and that means, I am keen to learning more about certain topic. I go into it as a learner not a know it all, no matter how easy the topic is. Showing interest keeps me growing and makes my life more fulfilling.

I want you do the same! Take some time and learn new things and teach new things!

That’s all for my Sunday bite size chat with you all!

TikTok: Dlaofficial_

What I Currently Invest In

Hello World, I don’t know why people are often scared of sharing what they are investing in. Yes, don’t give out the actual manufacturer information for the products you are selling for your business. This makes sense because, other people can copy and the demand for your product will slowly become less. However, you are …

What Are You Passionate About? It Can Lead to Passive Income

Hello World,

If you still have not picked up that hobby, you should soon as Gen Z’s are already on it. Did you know that Millenials are richer than baby boombers? Yes, they don’t save money, but they make a lot of money. It’s going to be even more for Gen Z’s… any guesses why?

Gen Z’s are going to be more wealthier because, we are making a shift in the education system. Millenials earned more but they had student debts. Gen Z’s, with the current pandamic and TiKTok being their best friend, learned about trading stocks, ETF’s, options, and also opened up their own businesses. Did you see Shopify and Etsy stocks sky rocket? Yes, your lil Gen Z’s helpe you there.

This generation will be the rich kids in the block as they are making money from the get go with more applied real world skills. The opportunity older generation didn’t have. So how to keep up? Follow your passion. Pick up that skill today and think of ways to create passive income.

After you learn that new skill, there are various places you can sell it, be it Udemy, Etsy, Shopify, Obelo, freelancer.com… You name it! But first to gain that confidence, you need to invest in yourself a little bit. You have to learn that skill, practice, and just put samples out there for feedback.

START Today!

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