Sustainability – Is Your Job Secure?

Hello World,

Although I had a bunch of masks available to me at home, I ordered another 50 pair. Yes, I started stocking up again just like how I did in the beginning of the pandamic. The numbers are peaking again. Although, the government is being conservative with the shut down, we are not far away from it.

Although this pandamic was the absolute terrible, I had my perks of not having to commute to work, I saved money on commute, I saved money on eating out. I had time to focus on myself and take care of my mental health over all.

But I want you all to think about the ones who has lost their jobs during the pandamic. It wasn’t as pretty for them as they all had to focus on getting another job or changing their career path and skill set. Think about it for it, if you still have a job then you are lucky but, let’s say the second wave it and you were the next to get laid off or fired?!

How much security do you have in your job? Almost zero, and that stands true even if there was no pandamic. Pandamic just makes everything worse, we can all agree on that!

Therefore, we need to upgrade our skills, always be aware of the current trends, and prepare for the future.

I always tell my audience to always, always, always, try to gain another source of income. Yes, not one but, two. One can pay your bills and the other you can re-invest to build wealth. There are some of you who are going to be like, no money can’t buy happiness. Money can’t, and I agree but it does buy you a bit of freedom and comfort to easily have time for what makes you the happiest.

Think about what I wrote, and share your ideas to help others grow!

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Steamer – Amazon Deals

Hey Everyone,

Hand held travelers steamer: https://amzn.to/2zZKrUw

Thought I do another product read on the best Amazon Deals that I am finding. Also, test and work on my organic tractions.

When I was younger, I use to work retail. Fashion retailers keep their clothes looking crisp is NOT by ironing but with steamers.

I bought the exact one. I bought one called Toby from Walmart. Big and bulky! Hard to put together and hard to move around. I loved the idea of having amazing looking clothes all the time, however, I hated the work of putting together the device in order to get the actual result.

Oh and let’s not forget, I spent 100 dollars for Toby the steamer!

So here we are today, older and wiser. This time I am all about investing in experiences and items that will make life easier while being thrifty. I did my Amazon research to find the Steamer, I needed this time and found…https://amzn.to/2zZKrUw

The handy traveler steamer is perfect for the couple of items you need to wear right away. Easy to set up and perfect for the time you are in a hurry.

Let me know your Amazon finds! Share your ideas with me.

https://amzn.to/2zZKrUw

Thank you,

Dla

Should you Rent or Buy?

Hello World,

I assure you I am late because I have been being very productive! Here is a question for you as always, how do you find the real estate market right now? If you are a realtor then the market is hot. The house bubble is great for making that BIG extra bit of change. Though from a first time home buyers perspective this outlook is dramatically different. If you are Gen Y/Millennial, you are between the ages of 18-35—you are intimidated by the current hot market. Would you choose to rent or own a house?

I know as a millennial, you come across individuals on Instagram and other social media platforms who are flaunting and selling their tempting lavish lifestyle! The ones that live in a 4000 square feet bungalow with surrounding glass windows facing a gorgeous water view. Tempting but unrealistic! Nonetheless that’s the American dream! But can you even afford that American Dream? How long do you have to save until you put down the deposit on your first house? Even if you choose to buy a house what if the market crashes and you lose money? Decisions, decisions, decisions!

American Dream

The traditional American Dream is set as an expectation for us when we are young. It is instilled in our mind as a definition of success. If you own then you are successful. Hence, if you own a house, you are perceived as established. For an American Dream to be complete, you need to own a big beautiful house at a reputed area, have a really nice gleaming, eye catching sports car (I think it has to be red, as I imagine it) and also don’t forget to marry a very ravishing gorgeous lady or handsome successful business tycoon. A little exaggerated, but you get the point! The point is that not everyone is Evan Spiegel!

Fun fact, studies show baby boomers purchased homes not only because of the American Dream, but also they subconsciously feared of getting Alzheimer’s at an old age. Having Alzheimer’s and not owning a house would get in the way of security and safety. They also bought places to not to be a burden on anyone especially their parents. What’s your inner reasoning for buying a house?

Weigh your options & also change your perception

Think about it! Why should you own a house and why you shouldn’t? What does your finance look like? If you didn’t buy a house, what will you be investing your money on? Are you buying because it adds to the things you own or do you think of it as a security. Are you buying because of social pressure? Are you buying it as an investment? How does buying now benefit you in the long run or how does it stop your progress? These are important questions I never got to put my mind on. I saved and saved, then I bought two houses. Which is great, I am happy. Being in it for the long haul even if the market crashes the value will only slightly depreciate (that’s my self-pep talk).

If you are capable and you want to own a property as a security then by all means. Given that after the purchase you still have money left in your bank. However, the perception of ownership has changed overtime. It’s merely impossible for some to even put down a down payment due to the high prices in the market. Statistic show 65% people rent homes in the United States. Then we have Uber, who drives to work anymore? If not Uber then people choose to lease or finance newer models of cars. More and more people are starting use clothing subscription services such as Trunk Club and Stitch, where you hire stylists to pick out your clothes and return whatever that you don’t like.

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Why Millennials choose to Rent?

Millennials choose to rent because of mobility. You are more mobile if you rent. Your finance is not stuck and you can use the same finance that you would use to purchase a house on another investments and securities such as education. Millenniala choose to put down the funds towards higher education to become more scalable. This open up prospects not only within region but abroad. The option of being more mobile makes it easier for them to relocate.

Happy Decision Making!

DLA