Rakuten – Get Some Money Back

Hello World,

Who knows what Rakuten is? If you don’t then you are throwing away money.

There are two types of people in this world. The ones that are good at saving and are financially savvy, and the others who see a pay cheque come and think they have money to spend. Growing up, I have seen best of those two worlds! My mother use to tell my father to always shop by looking at flyers as we had to be tight on our budget. On the other hand, dad’s logic is, it’s essential so it doesn’t matter if we save or not.

My opinion now, you can assess if the essential can wait a week for it to go on sale or not. Buying bulk on sale would have saved you atleast $3 dollars. Three dollars may not seem a lot but, over time it adds up.

For example, IF you buy a cup of coffee every work day for $3.95 which may not seem ground breaking but in 252 work days * $3.95 equals to almost a $1,000 and more if you are adding lunch, and upgrading the coffee to a starbucks! In other words, if you don’t calculate money in this grandular manner, you are throwing away money.

That’s exactly what many families do! They don’t shop smart. They think, what is going to happen if I spend that extra $10 dollars. It is going to add up over the year! I would suggest, do your research, check your daily flyers. Use your coupons! Take advantage of your credit card points!

I religously use Rakuten now and earn 2.75 to 7% cash back. Some times it covers my taxes or the shipping cost and it’s a great way to save.

It is a completely easy set up. You go click on this link: https://www.rakuten.ca/r/Dlaofficial_?src=Link

  1. Set up an account
  2. Set up your PayPal
  3. Find the store you are shopping from, Amazon, AliExpress, H&M, Walmart, Sportscheck, Dyson and the list is never ending.
  4. Click on the shop now list and it will direct you to the website and once you purchase your cash back will show up within 3 days of your purchase.

Be more mindful with your savings. If you don’t plan it won’t last long.

Please grow with me by following me on my other channels! I love your support and growth!

Twitter: @dilypie

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The Plan is Never Available – Takes Risks!

Hello World,

Isn’t it funny, no one wants to be the first one to take the chance? You always want to be the last one to do it unless you know for sure that you are benefiting from the opportunity.

That’s a safe way to do anything in life, right? Don’t get me wrong, you rather be safe. You rather have money in your bank than gamble it all away. However, you want to take calculated risks too. You want to take low to medium level risks so you see a stable growth.

I am surprised that many people don’t invest in anything, let alone RRSP / Roth IRA. Yes, people don’t invest in RRSP’s / ROTH IRA’s, that’s a mistake at this day and age when so much material on financial literacy is available. You want to be putting money away for when you are older and unable to work like you do today. This money will be taxed but, at a lower amount, hence, you are saving money.

People shy away from research and therefore are afraid of the unknown. Some people want a complete investment plan infront of them, before they can invest in stocks. They want a stock pick list and someone telling them which stocks to invest in. Well, hard truth, that will never happen because, the stock market is volalite. The market will go up and down but, you have to buy and hold some long term stocks. That’s why you need to do your own research. I use to find it excrutiating at first too. But as you start researching and buying stocks, you understand the flow.

Some people have a lot of money in their back or enough for a down payment. But, they are afraid of job security. They don’t want to buy the home thinking they won’t be able to to sell it in the future or rent it out. They even think how much the maintenance cost will be. However, before making that assumption, did this person do their research in the area? How much it rents for? How demanding the area is or let alone, talk to a realtor who may have an easy of option of buying the place back if they want to sell it early.

Isn’t it funny, buying a car for instance, is the worst decision in some cases as there are cost saving alternatives available such as bussing, and uber. However, we don’t think as much before purchasing a car. We think about the convinience. But a car is literally a dent in your pocket. There is car insurance, gas and maintenance–in other words, all expenses. Yet, buying a property, which most people are afraid of doing becuase, of the research, legal work, and the assumed risk–returns an income if you sell it and or rent it out.

People live on assumptions. Their assumption create self doubts for them. They want to follow others footstep but fail to seek out a mentor and resources. I think it’s time we change that and start taking some well calculated risks.

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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Follow Along to Start Dropshipping in One Week

Hello World,

I am going to try her steps this week. This is a good starting guide. Let me know if you try it too or why you won’t…

Share your thoughts!

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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Sustainability – Is Your Job Secure?

Hello World,

Although I had a bunch of masks available to me at home, I ordered another 50 pair. Yes, I started stocking up again just like how I did in the beginning of the pandamic. The numbers are peaking again. Although, the government is being conservative with the shut down, we are not far away from it.

Although this pandamic was the absolute terrible, I had my perks of not having to commute to work, I saved money on commute, I saved money on eating out. I had time to focus on myself and take care of my mental health over all.

But I want you all to think about the ones who has lost their jobs during the pandamic. It wasn’t as pretty for them as they all had to focus on getting another job or changing their career path and skill set. Think about it for it, if you still have a job then you are lucky but, let’s say the second wave it and you were the next to get laid off or fired?!

How much security do you have in your job? Almost zero, and that stands true even if there was no pandamic. Pandamic just makes everything worse, we can all agree on that!

Therefore, we need to upgrade our skills, always be aware of the current trends, and prepare for the future.

I always tell my audience to always, always, always, try to gain another source of income. Yes, not one but, two. One can pay your bills and the other you can re-invest to build wealth. There are some of you who are going to be like, no money can’t buy happiness. Money can’t, and I agree but it does buy you a bit of freedom and comfort to easily have time for what makes you the happiest.

Think about what I wrote, and share your ideas to help others grow!

witter: @dilypie

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Stagnant – Stuck – Anxiety – What it Takes to Improve Your Situation

Hello World,

What does it really take to look past your “stuck” situation right now? It takes experience of going through it a couple of times and then saying, okay I take ownership of my situation!

Acceptance is our keyword for today’s topic. It takes acceptances to move on or keep moving from any tough situation. It’s all perspective at the end of the day. You can see your current situation as glass half full or glass half empty. As in you can make your situation bad or worst.

I get it though, when you are in the situation where the entire environment is super negative, it’s hard to think positively. Mainly when anything you do leads to none of your goals. You start putting yourself down and telling yourself that you are just not good enough!

Yes, I go through that too! When there is too much pressure of work or let’s say I just take on too much to prove I am “good enough”… perfect example of jumbling my thoughts, and taking on too much than I can chew. That’s when anxiety hits.

What to do in those situations? Accept… accept that it will all end one day, and just like the person next to you, there will be an end to you. That means, there is no reason to hold on to these negative thoughts, all you can do is keep pushing and moving forward. Your situation will change eventually if you put in the work to make those small changes.

We make a mistake of always focussing on the end goal! However, life is simple. It’s about making smaller changes in your life to get those end results.

For example, I see a software engineer or a product manager making a certain amount of money and living an easy lifestyle. I can’t wake up tomorrow morning and hope that I am a software engineer / product manager. I need to make those changes / put in sacrifices to get to that level to achieve that lifestyle. There will be many road blocks! Many, many, many road blocks — the main point is, take breaks, but don’t stop!

You don’t see results right away, at least I haven’t but, 10 years later, you will look back and think that struggle was required!

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!

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Consistency Brings Growth – This Blog is Your Proof

Hello World,

As you are aware, I write about personal finance, growth, passive income, motivation and anxiety. I have been writing for awhile. Recently, I haven’t been giving up on posting every day. I told myself I will bring consistency to this part of my life, which is you guys!

This is my way of writing about my journey and learnings and help you along the way. I come out with different ways of sharing how to grow your income, how to work on yourself and how to create the “never give up mindset”…

Writing everyday has allowed me to create my own style and create authencity. Now I am on a journey of growth from every angle of my life. I told myself, that before the end of the year, I will try everything that I have dreamt of doing, in order to achieve my growth.

I share multiple ways of earning passing income that I am trying out. I share the difficulites I am facing or the success that is coming with it.

One of my success this year is being consistency with this blog. This blog sees a new height everyday. I see few of you write to you me in your comments and I see you all sharing my blogs and I really appreciate it.

Posting every day has led this blog to grow twice as fast as it was before. When I first started, I had great content but, I wasn’t posting every day. My readers lost forgot that I was there when I took large gaps. However, being consistent this year, led this blog to gain traction and exponential followers. When you being a blog, the few numbers of likes or followers does not make sense. But when you put in effort every day, you really start seeing the compound effect.

I am really, really thankful for you all for the support you have shown me on my growth.

I am trying to achieve the same level of consistency through out my career, life, and all my social media outlets so I can showcase my creativity and help every one my sharing my journey.

Follow me on Twitter: @dilyPie

Follow me on TiKTok: dlaofficial_

I had deactivated my instagram but that’s where I saw the most social growth of more thank 10K followers. This page will be back shortly, stay tuned.

Thank you,

DLA

Dropshipping Vs. Amazon FBA – which one is right for you?

Hellow World,

Big questoin of the day, Amazon FBA or Dropshipping?

1. You conduct product research. Choose products or a product first.

Amazon FBA: You reach out to a supplier of the product, for example on AliBaba or AliExpress. You ask for samples. They send you samples, you approve. Then you order the amount of products you want to send to Amazons fulfilment center. What you are doing is buying inventory space from Amazon and Amazon does the rest. When a customer orders that product from your page, Amazon ships it out.

Risks: You might not sell out, hence inventory space has a cost. There is a loss right there. Plus, buying bulk will cost you a lot of money.

Don’t forget, packaging, shipping, advertising and businesses also has fees.

However, with higher risks there is higher returns. You have potential of making well over $80,000 a month on Amazon FBA depending on your product research. Let that sink in! Do your research if you have money to invest.

2. You conduct product research. Choose products or a product first.

Dropshipping: You set up droppshipping on many different sites such as Shopify or WIX. Shopify and or WIX act as a store where people buy the product you are dropshipping. You can use many dropshippng sites such as Oberlo, WIX, there are numerous ones out there OR, you can go to suppliers directly. You reach out to a supplier of the product, for example on AliBaba or AliExpress. You can skip this part but it would be good that you ask for samples.

Once your dropshipping, for example, Oberlo is set up with Shopify. A customer can come to your website and order the item. You would see the order, go to that item on AliExpress /AliBaba (it’s integrated with Shopify), then fill out the required information and order. Ali Express will directly ship the product to your customer.

Custom packaging: Ask your suppliers they will gladly do it for you but it will cost you.

Risks: You might not sell out without proper marketing. You need target audiences and heavy marketing.

Don’t forget, packaging, shipping, advertising and businesses also has fees.

However, with lower risks and investments the return may be much lower than Amazon FBA. You have potential of making well over $12,000 to $40,000 a month by Dropshipping depending on your product research and marketing. Let that sink in! Do your research if you have money to invest.

At the end, it all comes down to how well you are branding and marketing the products. Use Facebook advertising and marketplace. Use every social media channels you have!

The thing is, there is potential! You just have to take the chance and do your research!

Main question: Which one is good if you are just starting off? Dropshipping ask for lower investments hence, lower risks. You are basically selling someone elses products for them!

Thank you,

Dla

TikTok: Dlaofficial_

When Was The Last Time You Took A Risk?

Hello World,

When was the last time you took a risk? This is a genuine question I am asking. I try to take well evaluated risks every week. This keeps life exciting and also pushes me towards learning something new. Contradicatory to popular beliefs, taking risks also makes you fortune. The key is, you have to be well informed. You have to do your research.

As I said, when you push yourself and learning something new that’s in demand, you can turn that around and make it work for you. You can make it a skill to teach to others, or turn your skill into a business.

In addition, you should actually make your money work for you! Save, but don’t just save, put it into investment. You should always focus on creating a well diversified portfolio.

I know much of the other countries are not as lucky as us Canadians, but hey, if you are Canadian then take advantage of your TAX FREE SAVINGS ACCOUNT. You won’t have to pay tax on any of your interests! You should have a brokerage with Wealthsimple or Questrades, I am sure there are other great ones but, these are the ones with low trading rates. Then invest a good portion of your money on divident paying stocks or a well diversified portfolio that will grow with time.

Make your money work for you! Millennials are both rich and poor according to a Business Insider Article . People born around 1980, joined the workforce during great depression and hence, are still playing catch. Since then the increase of income has been up by 67%, even with that rise, Millennials student debts are holding them back. Millennials also like to spend more than they earn.

Recently we are seeing a lot of Gen Z going into investments and opening small businesses. They are financially well versed as they are in the process of trial and error at a very eary age.

Intead of playing catch up with your generation, take some risks for your personal growth and also financial growth.

Make sure to follow me on TikTok: Dlaofficial_

Inspiration Palette For Your Website or Instagram Stories

Hello World, We are all creatives here, let’s all help each other grow! Please share content, ideas, your learnings that will inspire our creative community. If you have not done so, here is my YouTube Channel you can go through and subscribe to: https://youtu.be/TXIOWMFYzDk Here is the trending neutrals for your website or Instagram stories. …

Please subscribe to my channel: “How to Change Battery For Dyson V8” on YouTube

Hello World, This day I really didn’t want to film. It was just one of those days, I didn’t want to do anything but, once I got up, got a bit read (don’t mind the hair)! Once, I started speaking with energy, I genuinely started feeling better. Along with that I had a feeling fulfillment …

Organization Tools for Task management

Hello World,

Make sure you leave a comment! Would love to hear your insights.

I must say, I am enjoying this new wordpress editor! The navigtion is easier and it looks much cleaner. Love it! Seems like I am writing in a Word Document.

Okay now, how many of you have you track your to-do’s on a sticky note? How many of you have sticky notes all over your desks your walls and story boards?

STOP! You need to start using Trello! https://trello.com/

Still figuring out many new features as I commence on writing this post! Trello replaces all your sticky notes. It requres your email address to sign up and you can use it for absolutely free! No gimmick. I know everything comes with a gimmick these days!

Trello looks like your regular sticky notes but on a board. You can categorize and group you task and mark them complete as you work your way through! It is an amazing tool keep track of all the tasks you have in the day…also motivates you to clear up your desk space.

Organizing your physical space will help you clean up your mind! Trust me it works. A clean space can will help with creative thinking!

Next! OneNote…I know what you are thinking, you can’t be a good project manager or an analyst if you are not a good notetaker. For note taking you need OneNote. I love OneNote because it has various capabilities and features that I can use to almost create a planner. This application also integrates with various platfroms used on the daily, for example, your Microsoft Outlook.

Exactly like Trello, Microsoft Planner serves the same purpose. Here you can assign tasks and track the progress. You are also able to share your tasks with your team members and track the progress. It’s great for team management.

Microsoft Planner

Trello

OneNote


HAHA! WOW! Who paid for my upgrade? Mind blown on the new features on WordPress!




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