Did You Know 10,500~ Farmers Commit Suicide Yearly

Sikh Farmer Narendre Modi Operession India Bill passed

Hello World,

I don’t often speak about politics but, I hope you all read world news and are aware of what is happening around the world other than the pandamic.

Farmers are the heart of India and a new bill is being passed to privatize farming. This will mean in the name of free market, farmers will lose their land and corporations will steal the crops. The farmers die every day due to how poorly they are treated, and poor harvesting every single year. They don’t have any other means of income. They don’t know how to do anything else, other than farming.

Imagine telling a 70 year old farmer that their land will be taken away. They don’t have old homes benefit as North Americans. They don’t have any benefits. They will all die due to this new law. All farmers have gathered and are now at Delhi protesting for this bill to be revoked. In return, these old farmers are being tear gassed, water gunned, and brutally attacked by the Indian cops.

I write about money and financial freedom all the time, but what if you had only one skill and you are way past your age of learning and adopting a new skill to survive. Forget that, what if you didn’t have a computer or internet and lived somewhere remote. On top of that, there was a law passed to basically kill you?! This is exactly what is happening.

Politics is dirty! But sometimes we need to be mindful and see what is right from wrong and protest for the RIGHT!

I hope you read into it a bit more and just spread awareness.

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When to Monetize Your Blog

Hello World,

There is often the question of when to monetize your blog. The answer is, when you start seeing a 100 visitor traffic per day. That is a good time you can monetize your blog.

Now comes the question of how to monetize your blog and there are 8 different ways that I can think of from on top of my head that I will just list:

  1. Affiliate Marketing
  2. Advertisment
  3. Email Marketing
  4. Selling Books
  5. Selling Courses
  6. Selling digital products
  7. Sell coaching services
  8. Secure sponsorship

Which one are you going to try or at least research about starting today?

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The Plan is Never Available – Takes Risks!

Hello World,

Isn’t it funny, no one wants to be the first one to take the chance? You always want to be the last one to do it unless you know for sure that you are benefiting from the opportunity.

That’s a safe way to do anything in life, right? Don’t get me wrong, you rather be safe. You rather have money in your bank than gamble it all away. However, you want to take calculated risks too. You want to take low to medium level risks so you see a stable growth.

I am surprised that many people don’t invest in anything, let alone RRSP / Roth IRA. Yes, people don’t invest in RRSP’s / ROTH IRA’s, that’s a mistake at this day and age when so much material on financial literacy is available. You want to be putting money away for when you are older and unable to work like you do today. This money will be taxed but, at a lower amount, hence, you are saving money.

People shy away from research and therefore are afraid of the unknown. Some people want a complete investment plan infront of them, before they can invest in stocks. They want a stock pick list and someone telling them which stocks to invest in. Well, hard truth, that will never happen because, the stock market is volalite. The market will go up and down but, you have to buy and hold some long term stocks. That’s why you need to do your own research. I use to find it excrutiating at first too. But as you start researching and buying stocks, you understand the flow.

Some people have a lot of money in their back or enough for a down payment. But, they are afraid of job security. They don’t want to buy the home thinking they won’t be able to to sell it in the future or rent it out. They even think how much the maintenance cost will be. However, before making that assumption, did this person do their research in the area? How much it rents for? How demanding the area is or let alone, talk to a realtor who may have an easy of option of buying the place back if they want to sell it early.

Isn’t it funny, buying a car for instance, is the worst decision in some cases as there are cost saving alternatives available such as bussing, and uber. However, we don’t think as much before purchasing a car. We think about the convinience. But a car is literally a dent in your pocket. There is car insurance, gas and maintenance–in other words, all expenses. Yet, buying a property, which most people are afraid of doing becuase, of the research, legal work, and the assumed risk–returns an income if you sell it and or rent it out.

People live on assumptions. Their assumption create self doubts for them. They want to follow others footstep but fail to seek out a mentor and resources. I think it’s time we change that and start taking some well calculated risks.

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Glam Vs. Building Wealth

Hello World,

Now that I am home and working from home, I have noticed I have the urge to buy more. Has that happen to you?

An article by Mark Beach, Forbes, “COVID-19 Pushes Up Internet Use 70% And Streaming More Than 12%, First Figures Reveal”, tells us exactly that. It refers to the change in our buying behavior during the pandamic. Some say, it’s because we are saving more due to not commuting, eating out, not meeting people, or CREB/Stimulus check. When we see extra money in our bank, we just want to spend it. Some say, it’s because we just have nothing to do, we have nothing else to occupy our time with so we are induldging by spending on materials.

What is it for you? I think for me it’s because, I spend time scrolling through social media to see what is trending in fashion and then all these ads pop up. I bought so many TikTok gadgets that supposedly “makes life easier” but, did I really need it?

However, I am over all very good with my money. I am looking to build wealth by education and investments. I want put away atleast 60% of my money investments after expenses. In order to do that, I have to constantly remind myself of my goals. Do I want to buy these new clothes that will not be of any use to me this year? Or should I just take the money and buy more Apple stocks/IShare ETFS. This self discipline has to be instilled in all of us.

Being said that, it is a tough time so go ahead and treat yourself but don’t let it become an obsession.

Twitter: @dilypie

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Sustainability – Is Your Job Secure?

Hello World,

Although I had a bunch of masks available to me at home, I ordered another 50 pair. Yes, I started stocking up again just like how I did in the beginning of the pandamic. The numbers are peaking again. Although, the government is being conservative with the shut down, we are not far away from it.

Although this pandamic was the absolute terrible, I had my perks of not having to commute to work, I saved money on commute, I saved money on eating out. I had time to focus on myself and take care of my mental health over all.

But I want you all to think about the ones who has lost their jobs during the pandamic. It wasn’t as pretty for them as they all had to focus on getting another job or changing their career path and skill set. Think about it for it, if you still have a job then you are lucky but, let’s say the second wave it and you were the next to get laid off or fired?!

How much security do you have in your job? Almost zero, and that stands true even if there was no pandamic. Pandamic just makes everything worse, we can all agree on that!

Therefore, we need to upgrade our skills, always be aware of the current trends, and prepare for the future.

I always tell my audience to always, always, always, try to gain another source of income. Yes, not one but, two. One can pay your bills and the other you can re-invest to build wealth. There are some of you who are going to be like, no money can’t buy happiness. Money can’t, and I agree but it does buy you a bit of freedom and comfort to easily have time for what makes you the happiest.

Think about what I wrote, and share your ideas to help others grow!

witter: @dilypie

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