Financial Plan Makes You Confident

Hello World,

Few years back, I could tell you that I was not as confident as I am today. This trying times of the pandamic, I am financially secured. That came with a good financial plan. I was never the one to over spend or indulge. Only spent on good quality items/products/service, even if it was expensive because, I knew it was a long term investment. I was never about short term gains.

However, most people look for the short term indulgement, excitement and gains. In my opinion, that gives you just the happiness for today. I hate how some people actually use mental issues and anxiety as an excuse to gaining these short term happiness. For example, I needed that shopping therapy and it made me happy for the time being. Yes, that is okay for time to time, but not always. That cannot be your every day excuse.

If you have a long term objective then show me you are hard working enough to work towards it. My long term objective right now is sustainability. I want to make my money work for me and have sustainable income flowing and addition to that a bigger space. That is my target, and that is what I am working towards.

I segmented my money into through portions,

  1. Rainy day savings – most important. You never know when you might need it for any legal/medical issues or other issues.
  2. Money to invest – Cash that is just for investment that comes in with my income.
  3. Money for expenses – Cash that is necessity
  4. Money that goes into my RRSP – Mutual funds (not a lot) – Since this handled by banks, the dividends are being reinvested by an advisor / RRSP self directed stocks
  5. TSFA – Mutual funds/Self directed stocks

So other than my rainy day savings, you can see that my money is not sitting stagnet. If you don’t have investment accounts then I would suggest you do some research and get on top of it.

Please support me on my journey and share if you found this valuable!!!

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!


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Stagnant – Stuck – Anxiety – What it Takes to Improve Your Situation

Hello World,

What does it really take to look past your “stuck” situation right now? It takes experience of going through it a couple of times and then saying, okay I take ownership of my situation!

Acceptance is our keyword for today’s topic. It takes acceptances to move on or keep moving from any tough situation. It’s all perspective at the end of the day. You can see your current situation as glass half full or glass half empty. As in you can make your situation bad or worst.

I get it though, when you are in the situation where the entire environment is super negative, it’s hard to think positively. Mainly when anything you do leads to none of your goals. You start putting yourself down and telling yourself that you are just not good enough!

Yes, I go through that too! When there is too much pressure of work or let’s say I just take on too much to prove I am “good enough”… perfect example of jumbling my thoughts, and taking on too much than I can chew. That’s when anxiety hits.

What to do in those situations? Accept… accept that it will all end one day, and just like the person next to you, there will be an end to you. That means, there is no reason to hold on to these negative thoughts, all you can do is keep pushing and moving forward. Your situation will change eventually if you put in the work to make those small changes.

We make a mistake of always focussing on the end goal! However, life is simple. It’s about making smaller changes in your life to get those end results.

For example, I see a software engineer or a product manager making a certain amount of money and living an easy lifestyle. I can’t wake up tomorrow morning and hope that I am a software engineer / product manager. I need to make those changes / put in sacrifices to get to that level to achieve that lifestyle. There will be many road blocks! Many, many, many road blocks — the main point is, take breaks, but don’t stop!

You don’t see results right away, at least I haven’t but, 10 years later, you will look back and think that struggle was required!

Twitter: @dilypie

TikTok: Dlaofficial_ – Check out my latest Niagara falls outing!


YouTube: (Editing is hard! but videos are on the way) Love you guys for suscribing already!