Poor Are Stuck in the Poverty System

Hello World,

I watched a video today and it was heart breaking. A young girl in her mid 20’s was crying because, she had to help and pay her parents mortgage at 16. She completed one of her bachelors and went into debt. Then covid hit! She couldn’t save up. Now she is completing her nursing degree but, she does not have money to pay for the last semester of her college. She is convinced that the poor is set up to be poor. She said, that she paid for her parents house and mortgage but, what about her? Where is her house? Meaning, she can’t ever afford one.

This really made me think. We really discredit people who are self made. The people who don’t have a proper shelter when young however somehow managed to earn their success and make it big. What was it that set them apart? Since, in reality there is a high chance most that come from poverty will get stuck in the poverty system. The people who do not have a healthy financial support growing up will always be the ones paying massive debt and expenses.

Here is what I feel, it’s sad, yes we are stuck in a poverty system but, the question we have to ask is, are we resiliant? Can we survive our bad times and keep going at our passions and keep learning. It is almost like the concept of dollar cost averaging, right? There may be highs, there may be lows, but you have to keep pushing and going at your goals.

Now will grow for you, if you don’t try yourself.

Think about my post and share your thoughts!

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Do You Always Feel Like There is Less Hours in a Day?

Hello World,

I suffer from the, “less hours in a day syndrome” and thankful that I am not alone. Many people just like me are feeling the same way. I was reading more into this subject of why this happens. I found some easy reads which just talks about, “you don’t manage your time properly.” This could be a case for many people, but maybe not so much for me. I just literrally feel there is less hours in a day to get all my work, task, life done.

Quoting an artcile from their Mind and Body segement, I realized it’s because I multi task alot. I have ten things going on and I want to excel or atleast get some work done towards each. Mulitasking slows you down if you don’t focus on just one of your goals. Exactly, what is happening with me.

A study shows that the American work week has shrinked from 11 hours to 8 hours from 1965 to 2003. This means people back then had literally no time, they just worked day and night. Can you imagine working 11 hours? No family time or time for yourself at all.

Interestingly, the study also, shows leisure time can be both good and bad. If you are enjoying your leisure time and it’s filled with activities that you like, then yes time will fly. However, if you are stuck doing something you are not enjoying then you will perceive it as a waste of time and stuck.

Goal conflict from your real passion is another reason why you feel like you are short of time. This means the goals you set does not align with your passion. Your passion project frees up more time for you, how does that make sense? Well, a passion project is something you are passionate about and hence, time flies whey you are focussed and working completely on that.

Anyways, all I wanted to say through this blog is that I am losing time because, I am multitasking. Please feel free to share if you also feel the same as me?

Here are some of my older posts on Passion projects and goals. Feel free to click through and share your thoughts:

What Are You Passionate About? It Can Lead to Passive Income

Finding Stability in your Passion Project

Are You Doing Enough?

If Money Wasn’t an Object…

Family Obstacles Can Create Anxiety

What Scares You About Starting A Business?

PLEASE JOIN MY CIRCLE!!!

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Are You Buying More AMC Stock – WallStreetsBets

Hello World,

This is all fun and games for me as a I didn’t invest a lot in AMC stocks but, just wanted to see what happens. So guess what! I bought some haha! Yes, I did it. After I bought it, the price hit the floor as these hedge funds are trying to block brokerage and platforms from allowing regular people to buy these particular stocks. They are trying to recover their losses.

I had a bit of fomo yesterday after TikTok flooded me with all WallStreetsBets news. So I thought why not! Let’s see how this goes and ride this out. If you don’t know what I am talking about, then you need to read more money news and read my last blog, GameStop and Blackberry Stocks.

Although, the price dropped from $19 dollars to $8 dollars now, I am still holding! I believe the price may rise tomorrow. What are your take on this?

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GameStop and BlackBerry Stocks

Hello World,

Any of you invest in stocks? Did you buy the stock that our Generation Z has pumped up? GameStop, a gaming stock and BlackBerry, we all know, the phone company has seen a 400% increase. Now many of you who are new to stocks or all about the hype are dying to buy this stock. However, I would hold off on these two.

These two stocks has seen a crazy uprise for no reason. Literrally no reason. But, if you bought it then kuddos to you! Trust me I wish I was on that boat too. But the water is too high now and I feel people should not be purchasing the stock any more.

What is your thought?

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Is There Still Fire in You?

Hello World,

Do you ever feel like you have set some goals but you never have time to achieve it. I was feeling that way this week. In the beginning of the year, I set few goals for myself, more like “resolutions”. You can check that out in this blog post right here, Meditation and Manifestation For 2021. My main goals were to focus on health, be sustainable, and basically change my life by end of 2021. Yes, pretty bold but, if I am not going to try for myself then who will?

The sucky part about setting goals and then tracking them is that you can see if you are behind and guess what I am! For this blog, I decided to write two post per day. You will be very disappointed to hear that I am 22 posts behind. It’s funny, if I hadn’t tracked it then I wouldn’t have known that this a dent in my progress of what I have planned for this blog. That being said, I haven’t given up. You guys, get a post ALMOST every day from and I am happy to see my statistics are growing.

One thing I am up to date on is taking care of my health. That’s a great achievement. I have never been this disciplined about my health since ages but, 2021 has really brought this change in me. This means, I am eating clean every day, taking my vitamins, working out, etc.

One thing I do need to get better is on my focus on coding. If you followed me from the beginning of the year then you know I want to focus on coding to excel in my career. This, I am behind on but, I need to follow through with this every day.

I can’t believe I wrote this in 2018 but, it’s still so relevant, How to Keep Moving with your GOALS.

I hope you are keeping up with all of your goals! Please share your journey in the year of 2021 and we can connect 🙂

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Diversity, Equality, And Inclusion in 2021

Hello World,

What do you all think of Diversity, Equality and Inclusion in the workplace? Last year, we saw many cases where people came to show support for a minority group–be it Black lives matter, gender and pay gap equality. This year work places are taking a stand at really putting in DEI strategy in place.

I think this is a great way of addressing workplace exclusion and improving remote work. I am happy to see this happen heavily where I work. Are you all seeing the same pattern as well? DEI althought, may be implemented in many places, it was never a priority. However, last year we saw some real need for change in social action.

I love this idea as I consider myself of someone who is part of the minority group and have to always have to make a case for myself. This is often the reason why women, people of color and other minority groups make less money. The work is not diverse or they don’t give someone who can’t stand out a chance.

I love the focus on DEI these days!

What is your take on this?

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How Much Do You Need to Earn to Own a Million Dollars Property in Canada?

Hello World,

Real estate market did not drop or dip during the pandamic in Canada, surprisingly. Yes, the condo market prices dropped a bit and since everyone started moving from downtown to more away from the city, rental prices staggered too. However, the house prices keep rising and rising. Now a normal average 4,000 sq ft house cost 1.5 million dollars. What are your thoughts on that?

It is ridiculous for anyone to afford a hosue, a basic looking one if I may add, even far away from the city. In case you didn’t know, you need to bring home $175, 230 income per year to afford a million dollar house in Canada. Even in Ajax, Whitby, Oshawa which is just approximately away from Toronto, the detached houses are no longer less than a million dollars. Also, you would find very very less houses in the market right now, making a sellers market. Quite different from the condo market at this stage, which is currently a buyers market.

If you have money to invest then and you want to get into real estate investing then, I would defintely suggest looking into downtown condos right now. Ontario is looking at getting everyone vaccinated by September of 2021. This would mean, many people will go back to work, making the downtown condo prices to go up again. Take advantage of the low mortgage rate and lockdown a investment property right now. In addition, Canada has a 3 year plan of getting 400,000 immigrants.

This will mean people would need to rent. This is why you should be looking into real estate right now.

Let me know your thoughts!

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Do You Believe in Destiny or Working Hard?

Hello World,

I want to know what you all believe in. Do you believe that everything is written in your destiny, as in is it predetermined what will happen to you? Or do you think working hard will get you where you need to be? Or is it all luck–right time, right place will get you the right opportunity?

If you ask me then I believe all of it. I think you are destined with an outcome but, there are alot of exterior components surrounding your life which is the “Luck” factor. For example, you are a good employee and you want a promotion as a senior lead. You are a hard worker. However, your manager has a better relationship with your coworker who is also a hard worker. Your coworker get’s the promotion you desired. That’s all luck. You couldn’t win that scenario even if you wanted to.

However, I feel if you learned from that situation and took those skill set and worked hard without that scenario impacting you, then I think you have a fair shot of building your own destiny. I think working hard and developing your skills will always get you closer to the path you want to be on.

What are your thoughts on this?

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People Who Are Not Open to Listen

Hello World,

Have you ever met anyone who is not open to listen? Do you have someone in your life who refuses to have a proper conversation as soon as you start giving them feedback? They take your feedback even said in a polite tone, like you are blaming them.

I have few people in my life who do that. They refuse to listen about their flaws and just walk away from the conversation. They don’t want to improve with any suggestions that others have given them. They feel they know it all.

Don’t be this person! You should be able to take feedback from people and not fall weak or get emotional. You can’t walk away from a situation that is creating a challenges for the relationship and creating a negative environment. If someone identifies a challenge then please have a conversation in a calm manner.

Be open to critism and feedback. When a feedback or a criticism is shared with you, it’s only to improve the situation. If you don’t agree with it then have a conversation rather than walking away or sharing a statement. Open conversation and transparency is what we strive for within family or relationships and even at the work place.

Please be open and humble.

I’ll keep this one short! Happy Sunday.

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You Can Buy Bitcoin on WealthSimple

Hello World,

How is it going? Just a simple question to get some feedback and your personal thoughts on what is your stance is on crypto currency? Is it something you are not too focused on, don’t know too much about, or are investing in?

Many people find it challenging to understand. It’s volatile. They don’t want to take that risk specially if they have very little money to invest. Okay, I understand that. However, a lot of you don’t understand the set up and just quit at that. For example, you need a brokerage and custodial or a non-custodial wallet…. most people think, huh? Why do we need a wallet? This is because, you want to keep your crypto and prevent hack.

Custodial wallets are easy to download on your desktops and app and it’s basically a software that handles your coins. Even better, with a one time fee get a hardware wallet where you can carry your coins around.

However, I solely believe in long term investments. I think you should take the risk and put some of your money in a well researched coin that you think will fight against inflation since, crypto is being considered the digital gold. Many big players and comping in towards these crypto coins now. That’s why I suggest, if you don’t want to transact with bitcoin/etherium and just hold it and sell it, there is an easier way now.

WealthSimple is allowing you to trade bitcoin on their crypto platform. It’s easy like you would do in any brokerage platform. Buy and just hold! Yes, it’s volatile but, with every drop it gained double. Take that risk. WealthSimple works with Gemini third party to trade the coins but, it is a well known safe platform where you can trade these coins easily.

Only thing you can’t do is trasact with your coins, you would have to cash out, as in sell your coins to buy goods that you want.

This tip is for my long term investors! I want to see you successful. Get on it!

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